FINANCIAL PLANNING PROCESS

For each client, we assemble a team led by a CFP® Practitioner, who is responsible for a limited number of client relationships. In addition to the lead planner, the team includes a portfolio manager, paraplanner and client service specialist. This collaborative approach ensures the needs of each client are met by tailoring the solutions to each unique situation.

A financial plan should address accumulation, preservation and transfer of wealth. We have designed a service model to examine these areas with our clients over a series of meetings covering topics such as:

Financial statement preparation
Cash flow and budgeting projections
Insurance analysis, including disability and long-term care
Retirement planning/distribution planning
Investment policy development and management
Portfolio design and monitoring
Tax planning
Estate planning
Charitable planning
Stock option analysis
Deferred compensation planning
Benefits review and analysis
Asset protection
Document and record management